One of the first things to do after a severe storm in your area should always be to contact a TRUSTED, LOCAL roofer to inspect your property.
It is important to note:
A TRUSTED LOCAL ROOFER:
- Will not knock on your door asking you to sign anything on the spot.
- Will not promise to “cover” your deductible (a practice that is illegal and fraudulent)
- Will show up in late model vehicles with company lettering on the side.
- Will not charge you for a detailed property inspection.
- Will provide you with a thorough damage assessment and repairs estimate.
Many people ask: “Why would I contact a roofer before my insurance company?”.
There are a number of reasons, but key among them are :
- Once you contact your insurance company, the claims process begins. This means that you may have a claim on your record even if damage is limited and you do not receive any reimbursement from your insurance company. Having an inspection done first will help you determine whether filing a claim makes sense.
- Sometimes, the damage is extensive and it’s clear that a claim is warranted. Even in these instances, you’ll want an independent roof inspection to ensure that the insurance adjuster includes ALL damage in their report. This will ensure that you receive maximum reimbursement from your insurance policy.
FREE STORM DAMAGE INSPECTION
When a storm hits your property, Clark Roofing suggests:
Ensure everyone is safe and secure. If there are any immediate hazards, address them first.
Evaluate the extent of the damage to your property. This includes the roof, windows, siding, gutters, fence, air conditioning units, out buildings, and any other exposed elements.
Arrange for professional inspections of your property, especially the roof and exterior. They can provide detailed reports for insurance purposes. Take photos or videos of the damage. This will be important for insurance claims.
If there is sufficient damage to file a claim, notify your insurance company as soon as possible after the damage has been assessed and documented. Provide them with all necessary information and documentation.
If there are any areas where further damage could occur (like a leaky roof), consider making temporary repairs to prevent additional problems.
Stay in communication with your insurance company throughout the claims process. They may require additional information or inspections. Once the insurance company has all required documentation including details about the damage and any temporary repairs made, a clear and fair reimbursement amount should be agreed upon. Again, a trusted local roofer can assist with this process, so you are not alone in dealing with insurance. The roofing company should have extensive experience in working together with insurance companies to get claims processes quickly and fairly.
Once your claim is approved, schedule the complete repairs with your reputable contractor. Make sure to keep records of all transactions and communications related to the repairs.
Consider ways to prevent future storm and hail damage, such as installing impact-resistant roofing materials or protective coverings for vehicles.
Contact Clark Roofing
24-Hour Emergency Service
Mon – Fri 8am to 5pm
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Please note, in case of emergency repair services it is best to call our 24-hour phone number, 254 374-4477. The contact form is intended for general inquiries and is not the fastest way to get in touch with us.